Pension in Ukraine: How much the required work experience for retirement will increase by 2028.

In 2025, Ukrainians will be able to retire at the age of 60 if they have a mandatory work record of 32 years. By 2028, the minimum insurance period required for retirement will be increased to 35 years. This was reported by lawyer Lilia Lukatska in an interview with "Ukrainian Radio."

"The general conditions for pension assignment are regulated by the law of Ukraine on mandatory state pension insurance. This law specifically describes the concept of insurance record, types of pensions, retirement age, and the procedure for assignment. I want to emphasize that the most common type of pension among citizens is the age pension. That is, if a person has reached retirement age, which is 60 years for both men and women in Ukraine, they can submit the appropriate application to the Pension Fund. However, I want to point out that by 2028 we must have a work record of 35 years," the lawyer stated.

Every year, a person who has reached the age of 60 and wishes to apply for retirement must consider that the required insurance record increases by 12 months annually. For example, in 2023 it was 30 years, in 2024 it will be 31 years, and in 2025 it will be 32 years. By 2028, the minimum insurance record will reach 35 years. Only with this record and upon reaching retirement age can one apply to the Pension Fund with the appropriate application.

She reminded that a person intending to retire can submit this application no earlier than one month after the right arises and no later than three months after the right to pension assignment occurs.

The lawyer noted that in 2023 a law was adopted regarding pension payments under martial law. This law allows individuals living in territories not controlled by Ukraine, where combat actions are taking place, and who have reached retirement age, to submit an application for pension benefits upon leaving these territories or within three months after the end of martial law, if they were unable to do so in a timely manner.

"If it is an age pension, it will be assigned from the day the person reaches retirement age, that is, 60 years. Therefore, the pension will be calculated and paid for the entire period. If they were able to leave the uncontrolled territory and submit this application at their place of residence, then the three-month period does not apply to them. They can apply anywhere they will live in the new location, but the pension will be assigned from the time retirement age was reached. That is, if they turned 60 a year ago, then they already have the right to receive a pension starting the next day," Lukatska clarified.

She also emphasized that if a person missed these three months after turning 60 and later approached the Pension Fund, the pension will be assigned from the day of the application.

Previously, the Pension Fund reported that retirees will be able to receive an increased pension starting in January. However, this does not apply to everyone.

Additionally, new retirement rules will come into effect in Ukraine. This will happen on January 1, 2025.