Pension in Ukraine: How much work experience is required and how to acquire additional service years.

Starting from January 1, 2025, to retire at 60 years old, a minimum of 32 years of insurance experience will be required. Furthermore, the requirements for insurance experience will increase annually. Ukraine has revised the conditions for pensioners, and now certain categories of citizens may lose their benefits. This is mentioned in an article by "TSN.ua".

From January 1, 2025, to retire at the age of 60, one must accumulate at least 32 years of insurance experience. Moreover, these requirements will rise each year. For a pension at 60, the required experience will be:

• in 2026 – at least 33 years;
• in 2027 – at least 34 years;
• in 2028 – at least 35 years of experience.

If you do not have enough experience, you can enter into a contract with the Pension Fund to purchase the missing years. Contributions can be paid not only for oneself but also for another person. This option is available to both insured and uninsured individuals, but with one important condition — the person must be over 16 years old.

Additionally, they must belong to one of three categories:

• employed abroad who plan to receive a pension in Ukraine;
• individuals nearing retirement age who lack sufficient experience;
• citizens with a low level of official income who wish to increase their future pension amount.

The frequency and amount of payments are determined by the individual. For an unemployed person to receive one month of experience, they must pay a minimum of 1760 hryvnias (the minimum insurance contribution). This means that if you lack a year of work experience and wish to purchase it, you will need to pay 21,120 UAH.

The total contributions are credited for the month when the funds are received by the Pension Fund of Ukraine. Contributions can be made not only for oneself but also for another person.

Some citizens of Ukraine may retire earlier due to a doubled insurance experience. This rule applies to those working in harmful, dangerous, or extreme conditions.

We remind you that certain categories of Ukrainians will have pension payments increased by 20% starting March 1. Meanwhile, the main office of the Pension Fund in the Poltava region explained how the amount of mandatory insurance experience required for retirement has changed.